Without seeing the score, an accidental OVER a trill sign means the upper note is adjusted; below the trill sign would mean the lower note is adjusted. I can see how a bad publisher would write the letter and a flat to indicate a flatted note.
In other words, you play only F and Gb-- not F, G, and Gb.
Unforetunately, your description doesn't make a whole lot of sense to me, but I don't think I have the same score you do.