Besides the slight chance that you land a high paying job with a big college or conservatory, are the years of work and paying for education worth it to get a DMA? I can see it being worth it if afterwards you get a position as a professor paying around $100,000 per year, but otherwise, it seems like you could get by easily with a masters by teaching out of your home or in some school (not a college), playing at a church, accompanying, and doing some performances every once in a while, while saving the 6+ years and about $200,000+ you would have spent on the DMA (I'm thinking of Peabody here...I know it's expensive, but as long as you're going for your DMA, I think it should be at a prestigious conservatory).