Thalberg,Someone of your credentials in Canada would be able to make a decent living in music. I did not imagine that the pay for a post-secondary job in America would be as you describe it. Over here an average private studio fee for a teacher holding a BMus hovers around $50 / hr. People with graduate degrees charge more. Students are willing to pay $100 / hr or more to receive lessons from highly experienced teachers or concert artists. You said you like teaching, have you considered entering the public school system? How is the pay in America for this?