Ted and Molson,
There is a big difference between playing flat-fingered (as Horowitz does) and allowing the first joint to collapse due to poor technique. Horowitz certainly knew what he was doing, and every type of "tip-technique" (snicker) should be available in our tool-chests. Yet as flat as he played, his hands always moved with purpose, with intent; he never let his fingers bend out of a controlled position, flat or curved. Flat-fingered playing is an effect used for certain sounds. The other is simply laziness.
One cannot "grip", control the descent of the key, produce chords powerfully, or develop a palette of colors without proper first-joint technique. As Russell Sherman eloquently states, "There can be no freedom without form." In other words, there are no shortcuts in life. Or another way of putting it, you can't break the rules until you know them.
There are always those who challenge convention, and I applaud those who do. However, certain things are done in certain way because they work, and the questioning of the mainstays of basic piano playing is a waste of time. Joint technique is (or should be) taught during the first month of one's piano study. Then later, after a few years of work, we start to question why things are done the way they are. It is healthy to question convention. Question everything. But, expect people like me to come along and provide quick and perhaps unpleasant answers.

Joint bending is simply something that one should not do. It is akin to blowing a bubble with loose lips.

Try it - it can't be done.

Only by focusing your lips into a round, controlled "oooh" shape :-*can one blow the bubble. Floppy joints will produce unfocused sound. (I never thought I would use smileys to assist with my presentation.)
Work hard Molson and your fingertips will become alive and active. Only then can you begin to use them like brushes when called for.
Robert Henry