PS i live in europe, Norway if its relevant.
It's relevant, since as far as I know things can be very expensive in Norway (even more expensive than Finland). You definitely cannot get a new grand for that, you may just about get a good upright with that. Are you sure you want new? With your limited budget it may not be the best option. I bought my first piano as new (a yamaha U1 with a silent system), list price 11500 euros, I payed 9000 euros (or 9500, cannot remember). Was never satisfied with it. Last year I got a used 1950 Bluthner baby grand for 5000 euros and I absolutely love it as it is even if it will need some work to be perfect. So at least play many pianos before making the decision.
Even if you want something fairly new, a piano that has been played a little is usually a better investment. Pianos are good for decades and after the instrument has been carried out of a shop the price is easily reduced several thousand euros. And if you buy used from a dealer, you often get some sort of guarantee as well. I also got a 3 year period to switch to another piano from the same dealer with full compensation of the price.
But if you do decide to buy new, do not pay the list price. There is usually a lot to negotiate...