I think paid versus volunteer has a lot to do with denomination or type of church. I used to do church playing for free (piano). Now I have a paid church job (organ) but do not accept payment for charity fundraisers. (I should mention that musicians have been paid for providing worship music since the Old Testament.) Organ is a real specialty-- Ian summed up very well the weekly service responsibilities, plus almost everything happens on short notice. And as he said, it's much more stressful. If you make mistakes on the piano-- which are less likely because it's easier for most people-- you can sort of finesse the sound and make people forget it quickly. But if you make a mistake on organ, it's non-negotiable-- you can't take it back. If you play organ, you know exactly what I mean. At my church (Episcopal) there are last-minute transpositions and interludes--no time to write them out, and I also do the extra arrangements when we have other instrumentalists. There's just always a lot going on. The job is five to twenty hours a week, depending on whether I practice (!) and if I'm writing parts for anyone. So I don't feel uncomfortable accepting my salary anymore. It's low, by the way, but it's a small parish. The ministers get paid, as do the secretary, the accountant... we're all skilled professionals doing a good job. When I use a sub, I try to get them $125-150, which includes a short rehearsal w/ choir or soloist just prior to the service but doesn't include the longer mid-week rehearsal. Subs are hard to get at my church, because that organ is hard to play (little baroque-style tracker, fabulous but not flattering). For weddings, I get paid separately, if I take them at all (ugh). For funerals, the minister "feels out" whether the family can pay me, and if she thinks it would be a hardship, she pays me out of the church budget. That's one arrangement I always try to decline, because I'm more than willing to volunteer for a funeral, but she doesn't want me to play for free. Hope any of that is helpful.